Business Risk Assessment

Pick the one your tax filings use.

Choose the structure that matches your filings.

Choose the closest match — it sets the risk baseline we compare you to.

Choose the closest industry.

Round to the nearest year.

Enter how many years the business has operated.

Include yourself and any part-time staff.

Enter your headcount, including yourself.

Approximate annual gross revenue.

Enter your approximate annual gross revenue.

How much of the operation runs through you personally.

Choose the option closest to your day-to-day.

How much of your revenue comes from your single largest client?

Choose a concentration level.

Select all that apply, or skip if none are in place.

Tick everything you have, or skip this question.

Rent, payroll, utilities, loan payments, and other fixed costs.

Enter your fixed monthly overhead.

Total value of key person, overhead, and other business policies. Skip if you have none.

Enter a coverage amount, or skip this question.

Months of expenses covered by cash on hand. Skip if you are not sure.

Enter a number of months, or skip this question.

Net margin across the year, not a single month.

Choose the band your margin falls in.