Business Protection +
Strategic Growth Financing
Comprehensive business financial analysis through our 10-module business planning framework. Identify key risks while providing strategic financing solutions for sustainable growth.
Our Business Data-Driven Planning Philosophy
We use real business data, not guesswork. Our approach provides accurate, personalized recommendations that protect your business while driving strategic growth.
Complete Business Picture
We gather all your business information in one place - from credit history to employee benefits - giving you a true view of your business health.
- All business accounts in one view
- Credit and valuation tracking
- Real-time business insights
AI-Powered Business Recommendations
Our smart technology analyzes your unique business situation and provides personalized strategies that grow with your company over time.
- Tailored to your business needs
- Adapts as your business changes
- Smart growth strategies
Start Focused, Grow Complete
Begin with what your business needs today. Add more services as you grow. No pressure to implement everything at once.
- Free initial assessments
- Add services as you scale
- Annual business reviews included
Is Your Business Truly Protected?
Most business owners overlook critical vulnerabilities until it's too late
Key Person Loss
What happens if you or a critical employee can't work?
Key Person Insurance protects revenue continuity
Business Overhead
Fixed costs don't stop when you do
Overhead insurance covers expenses during disability
Cash Flow Gaps
Growth requires capital at the right time
Strategic credit solutions ensure funding availability
Employee Benefit Costs
Benefits expenses rising while employee satisfaction declines
Strategic benefits optimization reduces costs and improves retention
Complete 10-Module Business Planning Framework
Every business service builds toward our comprehensive business planning modules completion. Each module captures critical data for complete business financial planning.
Business Overview
Company structure, ownership, business operations
Goals and Objectives
Short-term and long-term business goals
Advisory Team
Current advisors, professional relationships
Business Valuation
Current valuation, asset assessment, growth metrics
Employee Considerations
Key employees, compensation, retention strategies
Exit Planning
Succession planning, exit strategies, timeline
Buy-Sell Planning
Buy-sell agreements, valuation methods, funding
Employee Benefits
Current benefits, cost analysis, competitive positioning
Financial Needs Analysis
Cash flow, credit needs, financial projections
Business Credit
Credit profile, lending relationships, optimization
Strategic Business Services Portfolio
Each service targets specific business planning modules while building toward comprehensive business planning. Start with what you need most - no upfront cost for most services.
Business Credit & Financing Analysis
Commercial lending, equipment financing, SBA loans, business valuation - complete financing strategy
Business Planning Modules Covered:
Business Overview • Business Credit • Business Valuation
Commercial Lending:
- Comprehensive commercial lending analysis
- SBA loan preparation and processing
Financing Solutions:
- Equipment financing and working capital solutions
- Business valuation for underwriting purposes
Business Protection Assessment
Key person risks, revenue protection, business insurance needs analysis
Business Planning Modules Covered:
Business Overview • Financial Needs Analysis
Employee Benefits Optimization
Benefits package design, cost-benefit analysis, competitive positioning
Business Planning Modules Covered:
Business Overview • Employee Benefits
Complete Business Financial Plan
Complete business analysis with strategic planning across all 10 business modules
Comprehensive Coverage:
- Full business planning modules completion
- Comprehensive CdmAccount enhancement
Strategic Analysis:
- All business-relevant data endpoints for complete analysis
- Integrated business analysis across all planning areas
Important Compensation Disclosure
Waltoria provides financial analysis through licensed insurance representatives at no cost to you. We receive commissions from insurance companies when clients choose to implement recommended insurance products. Commission rates typically range from 30-90% of first-year premiums and 2-5% of ongoing premiums. You are under no obligation to purchase any products and may implement recommendations through any provider of your choice. Product costs are the same regardless of where you purchase.