Financial Planning That Actually Works
Whether you're protecting your family or growing your business, we provide personalized recommendations based on your real financial situation - not generic advice.
👨👩👧👦 Family Services Portfolio
Planning that covers your household one area at a time. Start with what you need most, grow toward complete financial planning.
Health Benefits Checkup
Marketplace and major-medical coverage read against what your household actually uses
No-cost consultation
Carrier-paid if you implement · Numbers in writing, every time.
What you get:
- Marketplace and employer plan options compared side by side
- Any supplemental coverage you already hold, reviewed alongside
- Complete benefits optimization strategy
Dental & Vision Checkup
Dental, vision, hearing, and supplemental coverage reviewed on its own
No-cost consultation
Carrier-paid if you implement · Numbers in writing, every time.
What you get:
- Dental and vision plans compared side by side
- Hearing coverage, and whether a fixed cash benefit for hospital stays or serious illness is worth adding
- Coverage gaps identified against what you already carry
Family Protection Review
Life insurance, disability income protection, coverage gap analysis
No-cost consultation
Carrier-paid if you implement · Numbers in writing, every time.
What you get:
- Insurance needs analysis based on real financial data
- Coverage gap identification and premium optimization
- Integration with your asset map for accurate coverage sizing
Income Readiness Assessment
See what your savings will pay you, and how to close the gap
No-cost consultation
Carrier-paid if you implement · Numbers in writing, every time.
What you get:
- Projection of the income your savings will actually produce
- Contributions, employer match and vesting reviewed
- A written strategy for closing the income gap, if there is one
Financial Clarity & Debt Strategy
Complete financial picture with debt elimination strategy
No-cost consultation
Debt-payoff plan engagement: $299
Flat fee for planning · No commissions on this engagement.
What you get:
- Comprehensive financial snapshot via secure account integration
- Complete financial overview including all accounts and debts
- Debt-payoff scenarios modeled with current rates
Complete Family Financial Plan
Complete family financial analysis with integrated recommendations
$499 consultation
Your fee buys the plan · Carrier-paid commission if you implement.
What you get:
- Full personal planning modules completion
- Comprehensive financial overview across all areas
- Complete data collection for thorough analysis
Family Tax Planning & Preparation
Year-round tax strategy and preparation for individuals and families
$150 consultation
Tax preparation engagement: $750 all-in — consultation credited
Subject to IRS Circular 230 · Information protected per our WISP.
What you get:
- Form 1040 plus Schedules A/B/D/E preparation
- Tax-advantaged account and education credit planning
- Multi-state filing and dependent care optimization
How Our Commission-Based Model Works
Understanding our compensation structure and your options
Comprehensive Analysis
We analyze your actual financial situation and recommend what fits it.
Your Choice
You decide whether to implement our recommendations. You can purchase through us or any other provider - the cost is the same.
Commission Based
We're compensated through insurance company commissions only when you choose to purchase recommended products through us.