Ifeanyi Onubogu

Trump Accounts go live July 4, 2026. Employers can contribute up to $2,500 per child per year — tax-deductible to the business, tax-free to the employee, and non-ERISA. Here's how to plug it into your benefits stack.

Between April and May 2026, the Trump administration shipped four pro-business benefit rules and one executive order that materially change how small employers structure compensation. Here's the map.

A new DOL/Treasury/HHS proposed rule lets you offer standalone fertility coverage to employees — structured like vision or dental, with a $120,000 lifetime cap and no group-health entanglement.

Updated December 2025: Nebraska offers funding programs for small businesses, but several have changed. The Small Business Assistance Act (SBAA) has been repealed, and Business Innovation Act programs are paused. Active programs include ImagiNE Nebraska Act tax credits, SSBCI loans and investments, Seed Investment Program, Microenterprise assistance, and all SBA loan programs. Use SourceLink Nebraska to find the right resources for your business.

Running a small business means making smart decisions—not just for your growth, but for your health too. This guide breaks down the top health insurance options available to business owners with fewer than 50 employees, including ACA Marketplace plans, QSEHRA, ICHRA, and SHOP plans. Learn how each choice impacts your taxes, supports your team, and protects your income. Whether you're solo or scaling, discover how to build a health insurance strategy that fits your business—without the overwhelm.

Life insurance is a critical tool for business owners, providing financial protection that extends beyond personal coverage. It safeguards your business, supports debt repayment, ensures continuity through key person protection, and facilitates succession planning. Learn how different types of life insurance policies can help protect your business, family, and legacy.

Managing finances effectively is crucial for small business success. This blog post outlines the top five financial strategies every small business owner should know: maintaining a strong cash flow, separating personal and business finances, investing in the right insurance, building an emergency fund, and planning for retirement and succession. These strategies help ensure long-term stability and growth.

Key Person Insurance is essential for businesses that rely on a few critical team members. This insurance provides financial protection if a key person passes away or becomes disabled, helping to ensure business continuity and stability. Learn how it works, who should consider it, and the different types of coverage available to safeguard your business’s future.

Accessing capital is crucial for business growth, but navigating the various options can be challenging. This guide explores self-funding, bank loans, SBA loans, angel investors, crowdfunding, grants, and trade credit, providing entrepreneurs with a comprehensive overview to help choose the best strategy for their unique needs.

Disability insurance is crucial for business owners, providing financial protection if you become unable to work due to illness or injury. It helps cover personal and business expenses, maintain operations, and protect your business's future. Learn how different types of disability insurance can safeguard your business during times of crisis and ensure continuity even when unexpected events occur.