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Sep 18, 202621 min read

The CLARITY Act failed. Your payment rail didn't.

The Senate blocked the CLARITY Act on September 15. The payment half of the digital-asset question was never in that bill: the GENIUS Act is already law, four in ten US merchants already take crypto at checkout, and USDC is a setting inside Shopify and PayPal. Then the SEC and CFTC spent the rest of the week opening the capital-formation half by rule. Here is what a US business owner should do now, and what to get ready for.

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