For business owners

Complete Business Financial Plan

One plan covering the business and the owner

Valuation, protection, benefits, financing and tax worked through in a single engagement — with your personal picture accounted for rather than bolted on afterwards.

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$500 consultation4.5 hours

What this covers

  • Full business planning modules completion
  • Comprehensive business financial enhancement
  • Complete business data collection and analysis
  • Integrated business analysis across all planning areas

How it works

    • Financials, ownership structure and existing agreements
    • Benefits, coverage and financing already in place
    • The owner’s personal position and intended exit
    1

    Before we meet

    We gather the business and the owner side together, because separating them is what makes most business plans wrong.

    • Each area worked through, then reconciled against the rest
    • Where the business and the owner pull against each other
    • Decisions made in the room rather than deferred
    2

    In the meeting

    A long working session across every area, with the interactions between them made explicit.

    • A single document covering both sides of the picture
    • Every recommendation traced to a number in your books
    • A review cadence tied to your fiscal year
    3

    What you leave with

    One written plan spanning the business and the owner, sequenced by what to do first.

What the fee buys

Every area of the business, on the table at once

You can reach all 8 by booking the free reviews one at a time, and plenty of people do. What that cannot give you is the whole picture in front of you while the decisions are being made.

  • Company valuation
  • Cash flow and tax
  • Credit and financing
  • Employee benefits
  • Workplace savings plans
  • Key people covered
  • Buy-sell agreements
  • Exit and succession
  • Each area optimised on its own terms
    Trade-offs between them settled in the room
  • A separate write-up each time
    One written plan covering everything
  • Every review sets its own priority
    A single order of operations, sequenced
  • You decide when to look at it again
    A revisit date set in the plan

Questions people ask first

How we are paid

$500 consultationImplementation engagement: $3,750

Flat fee for planning · No commissions on this engagement. Carrier-paid if you implement · Numbers in writing, every time.

Start with the Complete Business Financial Plan

Complete business analysis with strategic planning across all areas