For families

Income Readiness Assessment

Find out what your money will actually pay you

We project the income your savings will produce against the life you intend to fund, then close the distance between the two with moves you can start this year.

Book this conversation

No-cost consultation1.5 hours

What this covers

  • Projection of the income your savings will actually produce
  • Contributions, employer match and vesting reviewed
  • A written strategy for closing the income gap, if there is one
  • Long-term care and permanent insurance strategies

How it works

    • Balances and contributions across every account
    • Employer match, vesting and anything you are leaving on the table
    • The spending you actually plan for, not a replacement ratio
    1

    Before we meet

    We gather what you have accumulated, what you are still contributing, and what you intend your money to fund.

    • Projected income by year, against your intended spending
    • What a bad early decade does to the plan, and what absorbs it
    • Where guaranteed income makes sense and where it costs too much
    2

    In the meeting

    We model what those balances turn into as income, and stress the projection against the years that do not go to plan.

    • Your income projection and the gap, if there is one
    • Contribution and allocation changes ranked by impact
    • Long-term care and permanent coverage, priced honestly
    3

    What you leave with

    A written projection you can act on, with the specific moves that move the number most.

Questions people ask first

How we are paid

No-cost consultation

Carrier-paid if you implement · Numbers in writing, every time.

Start with the Income Readiness Assessment

See what your savings will pay you, and how to close the gap

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